Stolen Overland Vehicle

[Desert Runner]

Insurance companies are always glad to take your money, make no mistake.

All you need to do is document all modifications and add-ons and provide them that documentation. Receipts of purchase, receipts of work done, pictures of the stuff installed. Or go to your local office and let them document it all as you point it all out.

You can be sure your premium will go up though, just so you know.

You may have to add whatever is not bolted or welded on, to your homeowners insurance policy instead, but again, they will want documentation.

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Having it documented thru your agents office is probably the best idea, They would have a difficult time denying a claim.
.Only you can weigh the premium cost upfront vs the claim process afterward.