Insurance

  • HTML tutorial

dblack

Rank V
Launch Member

Pathfinder I

2,484
Sherwood Park, AB
Member #

3725

I called my insurance company and asked them. They said I "could" get an appraisal but it's really not required. My policy says I get "replacement" or "replacement cost".

In theory, I expect it to go down something like this:
Ins: you truck is worth $12.75
Me: no way! It's worth at least $20k!
Ins: sorry. It's a miled out Toyota.
Me: fine. Replace it in kind. Here's a list of additions and receipts for the cost.
After several months of negotiation I'll probably get 20% of the parts, 0% of the labour and a replacement of a miled out Toyota.

At least I'm not bitter. [emoji23]
 
  • Like
Reactions: The Nothing

Longshot270

Rank V
Launch Member

Experimenter I

1,453
DFW, TX
First Name
Colby
Last Name
M
Member #

5160

Maintain records including receipts of parts and pictures of the install.

In high school my parents even got a discount when I put a brush guard on my truck.