Similar to BearWagon's, I was pretty sure I would go with the bed rack with RTT but I'm not sure now, based on some conversations recently had. My biggest issue with the bed rack is it leaves gear exposed to the elements. I know you can just pack everything up in sealed containers. It was most recently recommended that I look at the Habitat system. Yeah, it looks like an awesome solution but cost... yikes! I don't know... any thoughts about that from anyone watching this thread? BearWagon, you've been hauling down some dirt roads with your setup? Is there a tarp-like cover for any of the bed racks? Lot of questions. Walt