Are you in competion or ..... ???
Cuz stock will do absolutely everything.
Tundra is a great product stock....
I think you are looking beyond overlanding cuz other than a bit of lift for a tire size upgrade, most overlanding can be done in a stock Ranger.... or much less.
Keep 'er stock and just get out there. If you run into issues come back and ask how to best get past those issues. But really any mod where you question an extra $1100 is not even worth discussing. Get out there, go overlanding, come back when you can define that issue.
You need to define yer objectives before spending a penny.
I dig it! I purchased my 2020 Tundra TRD sport crew max in Dec 2019, went up a very common and a little moderate fire access road called Bee Canyon here on So Cal about a week after I bought it. Needless to say I came home with a slightly damaged front skid plate and plenty of pin strips to scare away any road princess . That’s when I realized a simple and within budget lift and taller tires is needed. I decided to go with the Ready Lift 3-2 lift. Now I know a lot of people will bash a lift like that, I raced BITD for 4 years in the stock full class and trust me it’ll be just fine, I really don’t have 2k+ to spend on a basic Icon system, as much as I’d like to it’s just not in the budget. Like you said, the best way to do this is get out, get into some sketchy sh!¥, have fun doing it and then get what you need lol!
BTW taller tires are coming soon, 37s that is!
Have fun and Overland XL!