Pathfinder I
I'd reckon you're right.I think for 99% of the population all the new bikes that have come out in the last few years are this way.
Except owning and riding a super capable bike isn't about the bike being more capable than you. It's about ride feel and safety. If I rode a bike that was "my level" it would feel like crap and be unsafe on bad line choices on gnarly trails compared to a higher level bike. Better to "overbike" (more travel and better components) and ride something that best fits your riding style. That said, the difference between a $5,000 bike and an $8,ooo is pretty minimal but the difference between a $2,000 bike and a $4,000 bike is huge. The best bang for buck sweet spot is between $4k-$6k.
Unless you're an "always seated" type of rider, you will occasionally end up off your line choice or get in over your head when riding blind on new trails and that's when a more capable bike can save your butt. It happens to me all the time. If all you ever ride is buffed out flow trails like this then a lesser bike will do although a better bike makes it even more fun....