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This was really helpful. Few people seem concerned about side mounting w/ a RTT, so couldnt get this addressed. Its a big deal to me, as I'd like to keep the top fairly open due to the sun roof. My 23Zero would overlap the side rail, leaving not only no access to the rail. but also very little...

Planned to get a Gobi roof rack till I found out about the 3-6 month wait. Then decided on a Prinsu, but not good for side mounting and that will be important with a RTT and sunroof. Any suggestions for a 4Runner rack I can get quickly?

Trying to figure out rig insurance, prior to 30 day tags expiring. Heard coverage is better to tag my suv w/ rtt as an RV?

My main concern is, if accidents off-road will be covered. Even thugh 4Runner is built specificallly for off-road, I'm guessing they won't be. An even bigger concern is if damage off road will void my warranty. Would think these answers would be readily available since everyone in the community...

Bought a 4Runner today. Tent rack is next on the list, but am concerned about insurance issues. Have been watching overland YouTube stuff for months in prep, but haven't heard this issue addressed yet. Any suggestions for info or can someone explain the issues to be aware of? TY!