Hey everyone I’m currently looking into maybe going full time on road around the U.S and was wondering for those of you that don’t work on the road or does not have a company that subsidizes your insurance what are you doing for coverage? I’m a type 1 diabetic and would need to have some kind of insurance to help cover my prescriptions for insulin and supplies. Anything that’s not outrageously expensive? Any info would be appreciated
Medical Insurance for full time in the U.S.?
- Thread starter VST
- Start date
madcratebuilder
Rank V
Pathfinder I
Insulin can cost from $0.03 to $0.49 a unit. I'm down to 12-14 units a day so it's cheap. Price can change a lot by brand.
I very rarely need anything - in much of the non-OECD world pharmacy products are inexpensive so I just pay and leave. If I were to buy anything in countries where prices are high (like the USA) then I can reclaim up to USD 220.
Check out ACA Marketplace plans—they’re your best option since they cover pre-existing conditions like type 1 diabetes, including insulin and supplies. If your income is lower on the road, you may qualify for subsidies that make it more affordable. Avoid health-sharing ministries—they usually don’t cover prescriptions well. Also look into prescription discount programs like GoodRx to help with insulin costs. Your state of residence matters too, so consider domiciling in a state like Florida, Texas, or South Dakota for better insurance options while traveling.
